Price physical risk as conditions change.
Short-horizon parametric protection for flood, wildfire, and extreme weather. Property-level models continuously turn new forecasts and observations into executable quotes.
- Satellite
- Weather stations
- Geospatial data
- Forecast ensembles
- Historical loss
Granular risk surfaces, continuously updated.
Our models combine forecasts, observations, terrain, and historical loss data to estimate event probability and severity at the property level.
Depth, inundation, drainage, and accumulation
Updated 18s agoProximity, spread, fuel, wind, and topography
Updated 42s agoHeat, freeze, duration, and threshold exceedance
Updated 1m agoIntensity, duration, accumulation, and recurrence
Updated 24s agoSustained speed, gusts, direction, and exposure
Updated 36s agoDefine the outcome. Get a live price.
Choose a location, objective trigger, duration, and payout. Coverage settles against independent external data—without a traditional claims-adjustment process.
- Clear, pre-agreed trigger
- Short, configurable duration
- Objective settlement source
Illustrative product interface. Final terms subject to underwriting and capacity.
See exposure move across your portfolio.
When expected loss increases, Vigil identifies the affected locations and surfaces corresponding protection at the current market price.
Pricing and capacity managed as one system.
Our market-making system continuously updates quotes and manages exposure across geography, peril, severity, and time.
Put physical risk on a live price.
Tell us what you need to protect. We’ll show you the modeled risk and available short-horizon coverage.
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